1. SIP record inflows June 2025
Retail investors pumped in a staggering ₹27,269 crore via Systematic Investment Plans (SIPs) in June 2025. That’s a cool 2% increase from May’s ₹26,688 cr—marking the first time SIPs crossed ₹27 k cr in a single month.
2. Mutual Fund AUM Hit a New High
AMFI data shows total Assets Under Management (AUM) have climbed to ₹74.41 lakh crore—surpassing May’s ₹72.20 lakh crore and April’s ₹69.99 lakh crore. That’s huge!
3. Overall Inflows Jump 67% MoM
June’s total mutual fund inflows shot up to ₹49,301 crore, compared to ₹29,572 cr in May—a massive 67% surge.
4. Equity Funds Roar Back, +24% Inflows
Equity mutual funds saw inflows of ₹23,587 crore in June—up 24% from May. That marks 52 straight months of net inflows in equity schemes. No wonder India’s retail sentiment is strong!
5. Segment Snapshot: Investors Are Diversifying
| Fund Category | June Inflow (₹ Cr) | MoM Change |
| Large Cap | 1,694 | +35% |
| Small Cap | 4,024.5 | +25% |
| Mid Cap | 3,754 | +34% |
| Hybrid Funds | 23,223 | +12% |
| Gold ETFs | 2,080.9 | +613% |
| Multi-Asset Allocation | 3,209 | — |
| Dynamic Asset Allocation (BAF) | 1,885 | — |
6. Gold ETFs Soar 613%!
Gold ETFs surged with ₹2,080.9 crore inflows, compared to just ₹292 crore in May. That’s a yikes-level jump of over 600%.
7. Why This Rally Is Happening
- Disciplined investing habit: Number of SIP accounts rose from 9.06 Cr in May to 9.19 Cr in June, with 62 lakh new SIPs.
- Lower SIP dropouts: Stoppage ratio fell sharply from ~72% in May to 56.1% in June .
- Market momentum: June saw Nifty +2.7% and Sensex +3.1%, boosting investor confidence.
8. Myth vs Reality: SIPs Aren’t Just Lucky Coincidences
| Myth | Reality |
| SIPs are only for market highs | SIPs rose steadily—even through volatility |
| Only equity funds benefit | Gold ETFs and hybrid funds gained massive traction too |
| Folks stop SIPs easily | Stoppage ratio is falling—discipline is raising |
| SIPs are only for wallets, not minds | Investors are educated and investing smartly |
9. What This Means for You
- Start or increase SIPs: If you haven’t already, June’s numbers say now’s a strong time.
- Diversify smartly: Equity + Gold + Hybrid = more balanced portfolio.
- Ride volatility: The “buy the dip” approach seems to be working.
- Stay committed: SIPs are long-game powered; consistent growth trumps timing.
10. Final Take
June 2025 marks a new milestone in India’s mutual fund story. Record SIP inflows + AUM reaching ₹74.4 lakh crore a clear sign of retail investors gaining confidence. If you’re building wealth steadily, SIPs are more than just a tool—they’re a habit. And habits last. To be fair, June’s record proves this isn’t a fling—it’s a movement. Whether you’re starting your first SIP or already seasoned, the momentum says: stay in.
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