Looking for a UPI app that’s secure, fast, and smart?
Paytm UPI latest features is stepping up with game-changing features that make everyday payments easier for students, freelancers, small business owners, and even families.
While most apps focus only on sending and receiving money, Paytm now leads with powerful features, privacy tools, and real-world convenience.
Let’s break down 7 must-know Paytm UPI innovations—and why it’s quickly becoming India’s most trusted UPI app.
1. Hide & Unhide UPI Transactions – Total Privacy, Zero Hassle
Ever made a payment you’d rather not show in your history?
Paytm is India’s first UPI app to let you hide or unhide specific UPI transactions from your statement.
How It Works:
- Hide transactions like gifts, rent, or personal transfers
- Hidden entries move to a secure section: “View Hidden Payments”
- Access is protected by your device lock or fingerprint
- No need to delete the record or uninstall the app
Perfect for: Freelancers, personal loans, surprises, or private spends
2. Download UPI Statement in PDF or Excel
Tracking your UPI spends just got easier.
You can now download your entire UPI history in PDF or Excel format.
Why It’s Useful:
- Helps with budgeting, GST, or tax filing
- Ideal for freelancers, businesses, and students
- Easily share with your accountant or for personal tracking
Save time, stay organised, and never lose track of a payment again.
3. Custom UPI ID – No More Sharing Your Mobile Number
Don’t want to share your phone number while accepting payments?
Now you don’t have to.
Paytm lets you create personalised UPI IDs like name@ptyes or name@ptaxis.
Benefits:
- Keep your mobile number private
- Easy to remember UPI handles
- Looks more professional for freelancers and shopkeepers
Safer and smarter for both business and personal use.
4. Check Balance Across All UPI Bank Accounts at Once
Stop switching between 4 different banking apps to check your balance.
Paytm gives you a combined view of all UPI-linked bank accounts in one place.
| Bank Account | Balance |
| SBI | ₹8,000 |
| HDFC | ₹12,500 |
| Axis | ₹3,300 |
| Total | ₹23,800 |
Track total funds across all accounts instantly.
5. QR Widget on Home Screen – Collect Payments Without Opening App
Are you a cab driver, food delivery agent, or run a small store?
Paytm now lets you add your “Receive Money” QR code directly on your home screen.
- No need to open the app
- Just tap the QR widget
- Instantly ready to collect payment
Saves time, improves customer experience.
6. Auto Top-Up for UPI Lite – Never Run Out of Balance Again
Paytm UPI Lite is perfect for quick, small transactions (₹200 or less).
Now it gets even better with Auto Top-Up.
- Automatically refills your Lite balance when it gets low
- Pulls money from your linked bank account
- Keeps your main bank statement clean and clutter-free
Best for chai shops, metro tickets, grocery runs, etc.
7. Self-Transfer Between Bank Accounts – No More Jumping Apps
Need to move money from one bank to another?
Paytm lets you do it instantly with Self-Transfer.
- Use your UPI IDs from two different banks
- Transfer money without logging into net banking
- Super useful for managing savings, rent, and bills
No OTPs. No logins. Just tap and transfer.
Final Thoughts on Paytm UPI latest features
Paytm isn’t just catching up—it’s leading the way in India’s UPI game.
With privacy-first tools, productivity features, and unmatched convenience, it’s quickly becoming the most complete UPI solution.
Whether you’re a business owner, freelancer, student, or daily user—Paytm is built for you.
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